I’m Old Fashioned.

Yep, that’s right.  I actually carry envelopes in my wallet and use cash to pay for most everyday purchases.  Husband and I took the Dave Ramsey Financial Peace University course and have used a monthly budget and cash ever since. We highly recommend it.  It literally changed our life.  In fact we just paid cash for his new truck (new to us anyways).  It’s more than just learning how to budget.  It covers all kinds of topics, like budgets, saving, insurance, planning, etc.  Take it.  Seriously, it’s worth every penny.  Go ahead, check out the link and find a class near you.

Don’t get me wrong, I still utilize technology every chance I get.  I pay my bills with online bill pay from my bank.  I use a debit card for online purchases and for gas.  I simply refuse to go into the gas station and leave the girls in the car or drag them in just so I can pay cash.  Not. Gonna. Happen.  I budget an amount to sit in my checking account to cover my gas for the month and then I happily use my debit card to pay for it.

To make the practical stylish here a couple links that make it easier and more desirable for me to pay in cash.

Make your own envelopes with this great free tutorial!  Have a party and do it with some friends.  Pick some super trendy paper and get to it.

My two favorite wallets…currently on sale!  Vera Bradley’s zip-around wristlet…my current choice is mocha rouge and I love it!  I also like her zip-around wallet.  Both of these are large enough to hold the cash envelopes and are easy to manage.

Wallet w Envelopes

So, there you have it.  Be old fashioned like me and pay with cash in a trendy way.  You’ll be glad you did.  And I’ll hold your hand while you make the change if you want.  I’m passionate about this.  Use cash.  Do it.


What are the obstacles to you using a cash-based system?



Soap and Vaccines

I guess there is always kool-aid to to be drunk (drank?  not an English major here sorry).  The question is which side will you get the kool-aid from?

I am at the beginning of my hippie journey.  I’m asking for your grace and good questions as I seek earnestly to make wise choices for myself and my family.  You may think I’m weird, but as my momma always said, “Everybody’s weird except me and thee and sometimes I wonder about thee.”

Bear with me, here is part of my journey.  I have always had dry skin, basically since I came out of the womb.  I can remember as a little girl itching and scratching til I bled.  My mom used Tide at the time and we finally realized I was allergic.  I haven’t used Tide since then, but have still struggled with dry skin.  I’ve been to the dermatologist since I was in high school for acne and dry skin.  I was diagnosed with Xerosis (dry skin).  I use chap-stick and lotion like a fiend.  I’ve seen several different dermatologists and tried more commercial soaps and lotions and chap-sticks than I can tell you.  I still itched and scratched and basically just kept trying whatever new lotion they suggested.

This past summer my friend was making some soap and I decided to try a bar.  I figured it couldn’t be any worse and at least in the summer I wasn’t quite as dry.  You can imagine my shock when it actually worked.  I was better.  I even managed to stop using lotion on the days that I didn’t shave.  (Shaving still does a number on my skin so I started making lotion to use on those days.)  My husband’s back acne is gone when he uses homemade soaps.

I’ve done some reading and from what I can tell the commercially made soaps have the glycerin removed (to sell separately for more money), but removing the glycerin takes away its skin moisturizing and softening properties.  They use additives and fragrances which also irritate  sensitive skin.  I’m not sure as to the oils and fats they use, I’m going to assume that they are not the high quality skin nourishing kinds because of cost and my own experience.  Whether all that is true or not, I can’t say for sure, but what I do know is that homemade soap has literally done wonders for my skin (and my husbands).

So, I can’t for the life of me figure out why my dermatologist never suggested anything other than the commercially made store bought soaps.  If they are experts in their field and in the corresponding skin related products then why do suggest products that have glycerin removed and other harsh additives included.  It just seems like they maybe don’t know quite as much as we expect them to know.  If they couldn’t help my skin not itch, which was supposed to be their specialty, then what other things do we expect from our doctors that they are not experts in and are not capable of.  I’m pretty sure that they get lotion samples and other medicine samples from pharmaceutical companies wishing to peddle their own products for their own bottom line.  Some of the lotion samples I used simply were horrible, but I continued to see the same samples every time I went.

I guess what I’m saying is that in the end it was my own research and trial and error that gave me the best results.  If I can’t trust my dermatologist to be willing to research and include more than commercially made, mass produced, pharmaceutical pushed products why should other doctors be any different?  Why should I not ask the hard questions about bigger topics, like vaccines?

What if what we’ve been told isn’t correct regarding vaccines?  What if there’s more out there than we know regarding the long-term negative affects of these vaccines?  What makes these doctors and pharmaceutical companies and agencies more trust worthy than my dermatologist?  What if they don’t know best for everyone?  What if?

That’s all I’m asking, what if?  What if we don’t have all the information?  I still have a ton of questions and not a lot of answers.  I know that some vaccines are certainly helpful.  But are all of them necessary?  Do they really need to be given to infants?  I wish there was an easy clear-cut answer.

I also wish that there was no cancer and no other diseases but there are.  We can’t get rid of everything by a shot.  We can’t keep eating the crap that companies want to sell us to make them more money.

I can’t keep using commercially made soap that’s not good for me.  No more itching.  Not for me anyways.  They can keep the kool-aid thank you very much.

Maybe people like me wouldn’t be so mistrusting of vaccines, doctors, companies, agencies, and government if we hadn’t seen more often than not them lying to manipulate people and make more money.  So, whether it’s soap or vaccines, the real problem is that I’ve been manipulated and lied to and now the consequences are that I don’t trust them.

And I certainly don’t want their kool-aid.

Green in the Bathroom

ha  But, not the bodily fluid kind of green.

Meet the fabric shower curtain liner.  That’s it.  It’s pretty naked…my tub and shower, that is.  No plastic.  I love it.  No moldy liner.  I take it down and toss it in my washing machine and dryer when I need to.  We all know that the plastic is bad for us and we hate to clean them and we pay to keep replacing them.  I’m over it.  I made the switch to a fabric liner and I’ll never go back.  It’s an easy switch.  I dare you to try it.

We have 3 towel hooks.  We use our towels at least twice.  I love the hooks on the wall.  I love doing half the towel laundry.  If only I could cut down the rest of my laundry to half.  My girls probably wouldn’t mind wearing everything twice, but me and Husband, not so much.


How are you green in the bathroom?